NorthEast Community Bank is committed to providing customers
with a wide rage of banking products. Next time you visit a branch,
ask someone about any of the products below to learn how you can discover
the NorthEast Advantage.
Periodic
Transfers
Save yourself the time and frustration of remembering to
transfer funds between your NECB accounts. We can set-up automatic
transfers in the intervals of your choice for the amount that you want.
There is never a fee for this service. Whether you’re trying
to put money away for the holidays or funding your checking account for
incoming bills, NECB can help you be sure the transfers are done on time
and without a hassle. If you don’t have time to get to the
branch, you can also set-up periodic transfers using our Internet Banking
product.
Deluxe
Gift Cards
Deluxe offers a wide range of gift cards that can be used
anywhere Visa is accepted. There is a design for every occasion:
Birthday’s
Thank You
Congratulations
Best wishes
Achievement
Kwanza
New Baby
Love
Christmas
Hanukkah
Ordering a card is simple. Go to the Deluxe
website, view the available selection and follow the on screen instructions
for ordering. The card is shipped directly to you or to the recipient
of your choice! All major credit cards are accepted for payment.
American
Express Products
Travelers Cheques
The next time you're planning a trip, don't take cash; purchase
American Express Travelers Cheques:
- They're not linked to your bank account
- They're refundable in 24 hours
- They're accepted at millions of places worldwide
Gift Cards
Not sure what to get that special someone? Pick up a gift card
at one of our branches. American Express is accepted at over 1 million
places, they’re available in a variety of amounts, they’re
replaceable and they are elegantly packaged.
Call or visit one of our branch locations today to learn
more about the American Express card products!
Other
Services Available:
Money Orders Certified checks Notary public Signature Guarantee US Savings Bonds Cash Advance MetroCards
Schedule
of Fees and Charges Effective 06-30-2008
Savings and Certificate Accounts:
1. Lost passbook replacement
$12.50
2. Electronic debits presented against insufficient or uncollected funds
$20.00
3. Deposited check returned for any reason
$15.00
4. Balance inquiry (per inquiry in excess of four per month)
1. Drafts, or electronic debits, presented against insufficient or uncollected
funds, post dated etc. whether paid or returned
$20.00
2. Deposited checks returned for any reason
$15.00
3. Payment stopped on checks
$15.00
4. Rescind stop payment order
$7.50
5. Check certification
$10.00
6. Balance inquiry (per inquiry in excess of four per month)
$1.00
7. Photo copy of paid item
$8.00
8. Copy of statement
$7.50
9. Account reconciliation (if customer error)
$25.00
10. Interim statements
$5.00
11. Minimum balance Fee (per month) Regular N.O.W
$15.00
12. Direct Checking minimum balance fee if direct deposit is not received
$10.00
13. Basic checking flat fee per month
$5.00
14. Student checking minimum balance fee per month
$2.50
15. Business checking minimum balance fee per month
$10.00
Money-Market Funds:
1. Drafts, or electronic debits presented against insufficient
or uncollected funds, post dated etc. whether paid
or returned
$20.00
2. Deposited checks returned for any reason
$15.00
3. Payment stopped on checks
$15.00
4. Rescind stop payment order
$7.50
5. Per item charge for four or more third party drafts
or electronic debits per month
$12.00
6. Check certification
$10.00
7. Balance inquiry (per inquiry in excess of four per
month)
$1.00
8. Photo copy of paid item
$8.00
9. Copy of statement
$7.50
10. Account reconciliation (if customer error)
$25.00
11. Interim statement
$5.00
12. Minimum balance fee (per month)
$10.00
Miscellaneous:
1. Research fee (per hour)
$25 00
2. Immigration letter
$20.00
3. Coupon collection (per envelope)
$8.00
4. Coupons returned (per envelope)
$20.00
5. Signature guarantee
$8.00
6. Counter check
$5.00
7. Bank check in place of Certified Check
$10.00
8. Incomplete Holiday Club
$5.00
9. Money Orders (customers only)
$3.00
10. Payment stopped on Money Orders
$15.00
11. Rescind stop payment order
$7.50
12. Photocopy of paid item
$8.00
13. Securities collection
$50.00
14. Foreign collection
$25.00
15. Domestic collection
$30.00
16. Bond collection, (minimum)
$50.00
17. Wire transfer
incoming
outgoing domestic
outgoing foreign
$15.00
$30.00
$50.00
18. Legal compliance (per hour) ($50 min. charge, non
refundable)
$50.00
19. Lost Safe-Deposit key
One key
Both keys
$25.00
$125.00
20. Duplicate form 1099
$7.50
21. Standard bank confirmation
$10.00
22. Account closed by collection
$15.00
23. No mail request
$5.00
24. Rolls of Quarters
Non-customers
Business customers
00.20
00.10
25. Dormant Account fee
$50.00
26. Reclaim abandoned property
$25.00
American Express Products:
1. Travelers Checks
2% of Face Value
2. Gift Checks
$2.50 per check
3. Gift Card
$3.95
NOTE: Charges and fees are subject to change.
A schedule of current charges and fees is available at all Offices. 30-days
notice will be given prior to any changes to the above charges and fees.
